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Home
Loans & Financing
  • Lines of Credit
  • Working Capital Loan
Loan Application
Equipment Financing
Equipment Financing App
Contact Us
Document Upload
ERC
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Financing Terms

 

12-, 24-, 36-, 48- or 60-Month Term

Choose the financing term that best fits your budget. †

12 + 1 = Easy Program

Finance your solution with 13 payments over a 12-month period. LCA collects the first payment with 12 monthly payments remaining. *†

12-Month Easy Financing

Finance your equipment with a 5%, 6% or 7% Participation Fee (depending on equipment cost). Two payments are due at signing with 10 payments remaining. *†

Monthly Payment Example

Equipment cost: . . . . . . . . . . . . . . . . . . . . $25,000 .00

Participation fee: . . . . . . . . . . . . . . . . . . . . . . .. . . . 6%

Term: . . . . . . . . . . . . . . . . . . . . . . . ... . . . . .12 Months

Total equipment cost: . . . . . . . . . . . . . . . . $26,500 .00

($25,000 X 1.06 – on 6% participation fee)

Monthly payment: . . . . . . . . . . . . . . .. . . . . .$2,208 .34

($26,500.00 ÷ 12 months)

Advance payment: . . . . . . . . . . . . . . ... . . . .$4,541 .68

(First and last month payments + $125 documentation fee)

Payments remaining: . . . . . . . . . . . . . . . . 10 Payments

30-, 60- or 90-Day Deferred Payment

Choose from 30, 60 or 90 days to defer your first payment. Zero payments are due in advance. Payments begin 30, 60 or 90 days after installation. *†

All Programs:
Excludes sales tax / Minimum Amount Financed: $5,000 / Documentation Fee: $125 / Subject to credit approval 

Flexible Step Payments

This flexible Finance lets you pay $99 per month for the first six months of the Finance with only one Finance payment due in advance. After the six-month period, your payment will increase to a standard, fixed payment for the remainder of the term. *

Seasonal Payments

This program is tailored toward customers who have interrupted cash flows due to the seasonal nature of their business. Under this program, higher finance payments are made only during the months the business operates and/or generates cash flow. Contact payments as low as $99 are required during the “off season” months. *

Purchase Option

$1.00 Buyout: This option allows the customer to purchase the equipment for $1 at finance termination. In some states, the $1 buyout may be similarly offered but at a higher nominal payment.

* $1 buyout at finance end
† 2 years' time in business required to qualify

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Copyright © 2017 Express Capital 2Day

360 RXR PLAZA Uniondale 11554

Call Us: 516-407-8154

Email Us: customers@expresscapital2day.com